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What is Social Care for Older People and Why Seeking Advice Early Matters
27 August
As we grow older, our needs change — sometimes gradually, and sometimes quite suddenly. Social care refers to the range of support services available to older people in the UK who need help with daily activities, personal care, health-related...[Read More]
The positive impact of salary sacrifice plans on pensions in the UK
14 May
Not everyone is aware of the positive impact of salary sacrifice plans on pensions — which is precisely why a lot of employees in the United Kingdom may be overlooking this pension tax benefit. Salary sacrificing is a tax-efficient approach to...[Read More]
Essential tips for the end of the tax year in the UK
12 March
As the 5 April tax deadline approaches, now is the time to review your finances and take advantage of available tax-saving opportunities. A little planning now can help you keep more of your hard-earned money while ensuring you’re in the best...[Read More]
Finding your investment comfort zone: Understanding your risk profile
12 August
Investing is often discussed in terms of returns, markets, interest rates and opportunities. But one of the most important questions comes well before choosing an investment:How much risk are you genuinely comfortable taking?Understanding your...[Read More]
Preparing for your will drafting session with a lawyer
16 July
Preparing a will is an important step in managing your estate and ensuring your wishes are honoured after you pass away. Before meeting with a lawyer to draft your will, it’s beneficial to have several items prepared to make the process as smooth...[Read More]
Deceased estates: navigating a difficult time with legal support
18 June
Losing a family member or loved one is one of life’s most challenging experiences. Managing the legal and administrative responsibilities of a deceased estate can feel overwhelming amid the grief and loss. Ensuring that your loved...[Read More]
What’s your “big picture” ?
28 May
Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australian Dream (home ownership as the key to a better life) or...[Read More]
Resistance training on a budget? Tips to build a home gym
21 May
While most people are aware of the importance of regular aerobic exercise, the significance of resistance training (aka weight or strength training) is often overlooked. It’s recommended that adults engage in at least two 20- to 30-minute...[Read More]
It is important to distinguish between being financially secure and feeling financially secure
21 May
Financial security is a universal goal that transcends income brackets and age groups. It is not solely determined by the amount of money one possesses or earns, but rather by the feeling of reassurance and peace of mind that comes with knowing your...[Read More]
Managing finances and lifestyle activities during retirement
2 April
Retirement is a complex period divided into various phases, each with its own set of financial requirements and lifestyle considerations. Understanding how to budget for each stage can help you make the most of your post-career years.Pre-Retirement...[Read More]
10 ways to reduce your household energy use
19 March
As a homeowner, you’re likely aware of the increasing costs associated with household energy consumption. This is why cutting down on energy use can mean big savings. In addition to the financial benefits, reducing electricity use can help to...[Read More]
Top 10 concerns of retirees and how financial planners can help
26 February
Retirement marks the beginning of a new chapter—one filled with opportunities for relaxation, travel, and spending time with loved ones. However, it also brings unique challenges and uncertainties that can impact financial security and...[Read More]
Estate planning: living your best life without regrets
15 January
As you approach the golden years, it’s essential to not only enjoy the life you’ve built but also to plan wisely for the legacy you leave behind. Estate planning is not merely about drafting a will or dividing assets; it’s about ensuring...[Read More]
Property investing: comparing residential with commercial real estate
15 January
In the realm of property investment, prospective investors often grapple with comparing residential vs commercial real estate. Both offer viable investment opportunities, but they also come with their own unique advantages and drawbacks.Hence, the...[Read More]
Starting a business after retirement: turn your passion into profit
8 January
For most people, retirement is a time to kick back, relax, and enjoy the fruits of their labour. However, it’s not uncommon for some to realise they cannot afford the retirement lifestyle they envisioned.Boredom can also set in, so you might feel...[Read More]