Managing Finances and Lifestyle Activities Across the Four Phases of Retirement

1 November

Retirement is a complex period divided into various phases, each with its own set of financial requirements and lifestyle considerations. Understanding how to budget for each stage can help you make the most of your post-career...[Read More]

Farm Succession Planning: Balancing Financial and Emotional Aspects for Generational Transition

27 September

The Challenge Facing Farm OwnersĀ  The complexity of farm succession planning extends beyond mere financial transactions. For farm owners, navigating the transition of a generational asset such as a farm is both an economic and emotional endeavour....[Read More]

The importance of personalised advice in navigating ambiguous information

30 August

In an era saturated with information, the need for personalised advice tailored to an individualā€™s unique financial situation is paramount. Whether itā€™s in the business world, investment markets, or personal finance, we are bombarded with advice...[Read More]

Steps to Building an Emergency Fund and Why You Need One

14 June

Life is unpredictable, and financial surprises can arise when you least expect them. This is where an emergency fund comes in. This financial safety net is designed to cover unexpected expenses, like car repairs or medical bills, or provide support...[Read More]

Tax on property, money and shares that you inherit

5 January

You do not usually owe any tax on an inheritance at the time you inherit it. Inheritance Tax The personal representative (an executor or administrator) for the estate usually pays any Inheritance Tax due before giving you the inheritance. HM...[Read More]

Charging, reclaiming and recording VAT

19 October

As a VAT-registered business, you must chargeĀ VATĀ on the goods and services you sell. You must beĀ registered forĀ VATĀ to start chargingĀ VATĀ on your invoices. This guide is also availableĀ in Welsh (Cymraeg). How to chargeĀ VAT When you sell...[Read More]

How inheritance tax works

15 September

Inheritance Tax is a tax on the estate (the property, money and possessions) of someone whoā€™s died. Thereā€™s normally no Inheritance Tax to pay if either: theĀ value of your estateĀ is below the Ā£325,000 threshold you leave everything above...[Read More]