Blog
19 May
PENSIONS OF SIGNIFICANT VALUE WELCOME BUT UNEXPECTED CHANGES TO PENSION TAX Chancellor Jeremy Hunt’s first proper Budget 2023, on Wednesday 15 March, brought some welcome but unexpected changes to pension tax. The changes are designed to...[Read More]
Combining Pension Drawdown with an Annuity
16 May
ARE YOU LOOKING FOR MORE CONTROL AND FLEXIBILITY IN YOUR RETIREMENT INCOME? Enjoy a comfortable and sustainable retirement income that gives you the best of both worlds. If you’re considering combining pension drawdown with an annuity, it’s...[Read More]
Setting up a Future for my Grandchildren
22 March
How to give them more opportunities for life. Investing in the future of your grandchildren is a great way to help them prepare for their Financial needs in life. By setting aside money now, you can provide them with added security and increased...[Read More]
Planning your retirement and how to get there
6 March
Why wait for tomorrow? Start planning today Welcome to our Guide to Planning your Retirement, and How to Get there. Retirement planning shouldn’t be something you only consider when you’re older. Starting to plan your retirement early...[Read More]
Don’t miss the 2022/23 ISA deadline
20 January
Time is running out to take advantage of this year’s Individual Savings Account (ISA) allowances. You get one ISA allowance per tax year. So use it or lose it soon, when the tax year ends on 5 April. Lifetime ISA? A: You’re able to open...[Read More]
Individual Savings Accounts
18 January
Don’t miss the 2022/23 ISA deadline Time is running out to take advantage of this year’s Individual Savings Account (ISA) allowances. You get one ISA allowance per tax year. So use it or lose it soon, when the tax year ends on 5 April.Any...[Read More]
Minimising or Even Avoiding Capital Gains Tax Liabilities
11 January
Getting advice early and planning ahead before you sell an asset. Capital Gains Tax (CGT) is a form of taxation imposed on profits earned from the sale of certain types of assets. Gains are calculated by subtracting the purchase price and related...[Read More]
How to Invest your money and avoid costly mistakes
3 October
It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions. There are a...[Read More]
Navigating the higher rate Tax Freeze
14 September
MINIMISING THE IMPACT ON YOUR PERSONAL FINANCES With inflation running at a 40-year high, pay increases will mean more people are being pushed into the higher rate tax bracket. You pay higher rate tax on the portion of income that falls between...[Read More]
Self Employed Extremely Vulnerable to Loss of Income
12 September
81% AREN’T SEEKING FINANCIAL ADVICE Self-employed people are at risk of financial hardship if they don’t have sufficient provision in place. Without a regular income, it can be difficult to cover expenses and also save for the future. In many...[Read More]
10 Tips for First Time Investors
9 September
Investing can help you grow your money faster than simply saving, but it can also be a little daunting knowing where to begin. You may think the volatile global stock markets may not be the ideal starting point for new investors, but it’s always a...[Read More]
Cost of Living Crisis – Putting Life on hold
7 September
Welcome to our Guide to Family Protection. There are various complex risks in life that we all face, such as serious illness, an accident or death. What would happen if something were to happen to you? Would your family be able to cope financially...[Read More]
Family Protection
6 September
Three things to put on your family protection ‘to do’ list Welcome to our Guide to Family Protection. There are various complex risks in life that we all face, such as serious illness, an accident or death. What would happen if something...[Read More]
Investing – 10 Key principles that every investor needs to know
23 August
Welcome to our Guide to Investing. Investing is one of the most important things you can do to secure your financial future. It allows you to build wealth over time, while taking advantage of compounding returns. And, by understanding some key...[Read More]
Cost of Living Crunch
31 August
Savers still recognise the importance of long-term planning Britain’s cost-of-living crunch has hit the country hard, with inflation at its highest level in three decades, petrol prices spiralling, retail price increases rising to their highest...[Read More]