Volatility is normal: Why long-term wealth depends on staying the course
4 March
Turn on the news during any period of global unrest and it can feel like the financial world is unravelling. Markets fall sharply. Headlines scream crisis. Investors begin to question everything. And yet, history tells a very different story. Share...[Read More]
Approaching aged care: Navigating the emotions and the importance of seeking support
4 March
There are few life transitions as emotionally complex as approaching the need for aged care. Whether it arises gradually through declining health or suddenly after an unexpected event, the decision can feel overwhelming. For many individuals and...[Read More]
When your business is your family farm it’s important to consult a specialist insurance broker or adviser
4 March
Running a family farm, especially one passed down through generations, is more than just a business—it’s your family’s heritage, legacy, and livelihood. Protecting this invaluable asset requires expertise beyond basic insurance...[Read More]
The curious case of 6 April: History, tax and smart financial planning
25 February
Every year, as the UK approaches early April, conversations turn to tax returns, allowances and year-end planning. But have you ever stopped to wonder why the UK tax year runs from 6 April to 5 April, rather than lining up neatly with the calendar...[Read More]
End of financial year in the UK: Why now is the time to review, not rush
25 February
As the UK financial year draws to a close on 5 April, many individuals and business owners feel a familiar pressure to “do something” before the deadline. The end of financial year (EOFY) is often framed as a last-minute scramble to reduce tax...[Read More]
How a new generation of investors are teaching their parents about investing
25 February
Not too long ago, in the 1950s, the process of investing was both expensive and time-consuming. People who could afford to invest in stocks only did so via stock brokerages, which virtually monopolised the market. Fixed commissions were the norm —...[Read More]
Defining what is important in my ageing years
25 February
As I move through the later years of my life, I’ve come to realise that ageing is not just a physical process but an emotional and deeply personal journey. It invites me to pause, reflect, and take stock of what matters most now and in the years...[Read More]
Seeking professional advice when looking to buy your dream home
25 February
Seeking professional advice when looking to buy a property is an important step, especially if you’re new to the market or dealing with complex situations. Here are some key instances when you should consider consulting a property agent and what...[Read More]
Navigating your next adventure with ease – a checklist for your next road trip
25 February
Planning a road trip can be an exciting adventure, offering a unique blend of freedom, discovery, and bonding opportunities. Whether you’re exploring familiar landscapes or venturing into unknown territories, preparation is key to ensuring a...[Read More]
Refinancing your home loan can unlock new opportunities and ease financial pressure
18 February
For many, a home loan is one of the largest financial commitments they’ll ever make. Yet, it’s not something most people revisit often enough. Whether you’re paying off credit cards, dreaming of a kitchen renovation, or wondering if your...[Read More]
Starting the aged care conversation earlier than you think
18 February
Aged care is one of those topics many families avoid until circumstances force a decision. When things change suddenly — a fall, a health event, or a noticeable decline — choices can feel rushed and emotional. Starting the conversation earlier...[Read More]
Money, meaning, and mistakes: The advice I’d give my younger self
18 February
If I could sit down with my younger self and offer a heartfelt conversation, it would revolve around the two pillars of a well-lived life: financial wisdom and life perspective. It wouldn’t be a lecture, but more like quiet guidance—a few...[Read More]
Why having a will matters more than you think
18 February
A Will is one of the most important documents you will ever put in place, yet it’s also one of the most commonly delayed. Many people assume they don’t need a Will until later in life, until they have more assets, or until “things settle...[Read More]
Why an annual financial review is one of the most valuable meetings you’ll have each year
11 February
Life rarely stands still—and neither should your financial plan. An annual financial review with your financial planner is not just a box-ticking exercise; it’s a powerful opportunity to reset, refine, and realign your money with the life...[Read More]
Five things people often overlook when planning their legal affairs
11 February
Legal planning is often placed in the “important, but not urgent” category. Many people assume they have plenty of time to address legal matters, or that a simple document completed years ago is sufficient. In reality, legal planning plays a...[Read More]